Phishing scams are email or text messages that trick you into sharing your personal information. These malicious messages can be easy to spot if you know what to look for. With these six tips, you can avoid becoming a victim of phishing scams:
1. Don’t click on links in emails, texts or social media posts from unknown senders.
2. If you receive a suspicious email, don’t click on any links or open attachments. Instead, forward the message to your bank or financial institution and ask them if it’s real.
3. Be wary of any request for personal information sent over email or text message—even if it appears to come from someone you know well (like your bank or credit card company).
4. If you receive an email that looks like it’s from your bank or credit card company, log in to your account directly and check it there.
5. Never give out personal information over the phone unless you initiated the call yourself (and even then, be cautious).
6. Be on guard for phishing scams that take over your computer screen with a fake webpage designed to steal your password or account login information.
If you think you have been the victim of a phishing scam or suspect that an unauthorized person has accessed your credit card account, contact your bank or credit card company immediately.
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